If you don’t pay the annual $100 membership fee for Plus and instead opt for the cheaper Club membership ($45 per year), you’ll earn 1% cash back on eligible Sam’s Club purchases.
Regardless if you’re a Club or Plus member, you can still benefit from the card’s robust cash-back program:
5% cash back on gas purchases at gas stations (on the first $6,000 per year, then 1% after)
3% cash back on dining
1% cash back on all other eligible purchases
Cardholders can earn a maximum of $5,000 in cash back per calendar year.
Similar to the Costco Anywhere Visa Card by Citi, Sam’s Club cardholders receive rewards each February. However, Sam’s Club has a leg up on Costco by awarding rewards digitally and allowing members to use them online at SamsClub.com, as well as at a Sam’s Club location for merchandise or cash. In comparison, Costco requires cardholders to visit a U.S. warehouse to redeem their rewards certificate.
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